BMO CashBack® Mastercard®*
Annual fee
Free
Welcome bonus
—
none listed
Est. 12-mo value
CA$0
bonus × ¢/pt − fee
Base ¢/pt
0.67
up to 0.7¢ sweet spot
Foreign txn
2.5%
Benefits
2 / 10
Welcome Offer
Get up to 5% cash back in first 3 months
Earn Rates
3Groceries
1Recurring bills
0.5All other purchases
Benefits & Insurance
·Airport Lounge
·No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
·Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Food delivery credits
Statement credits
Insurance Detail
trip cancellation
Similar Cards
BMO CashBack® World Elite®* Mastercard®*
CA$511BMO · CA$139/yr
TD Cash Back Visa Infinite* Card
CA$461TD · CA$139/yr
CIBC Dividend® Visa Infinite* Card
CA$230CIBC · CA$120/yr
CIBC Dividend Platinum® Visa* Card
CA$201CIBC · CA$99/yr
// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee