Business Platinum Card® from American Express
Annual fee
CA$799
Welcome bonus
120,000
points
Est. 12-mo value
CA$1,541
bonus × ¢/pt − fee
Base ¢/pt
1.95
up to 5.0¢ sweet spot
Foreign txn
2.5%
Benefits
8 / 10
// 120,000 pts × 1.95¢ CAD − $799 fee = CA$1,541
Welcome Offer
Earn up to 120,000 Welcome Bonus Membership Rewards® points.
Earn Rates
1.25xAll purchases
Benefits & Insurance
✓Airport Lounge
·No FX Fee
✓Car Rental Insurance
✓Travel Medical
✓Trip Cancellation
✓Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Hotel elite status/collection
Statement credits
Airport lounge access
With Flexible Payment Option, you have options when paying your balance
Multiple ways to maximize cash flow with up to 55 interest-free days
Priority Pass lounge access
Food delivery credits
Premium lounge access
Free first checked bag
Bolster your business with up to $820 in additional annual statement credits
Insurance Detail
travel medical
5000000
flight delay
4
lost baggage
1000
travel accident
500000
car rental
17
purchase protection
17
mobile insurance
Yes
trip cancellation
17
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee