Platinum Card®
Annual fee
US$895
Welcome bonus
175,000
points
Est. 12-mo value
US$1,730
bonus × ¢/pt − fee
Base ¢/pt
1.50
Foreign txn
0%
Benefits
8 / 10
Welcome Offer
AS HIGH AS 175,000 Membership Rewards® points
Earn Rates
5xFlights & prepaid hotels (Amex Travel)
1xAll other purchases
Benefits & Insurance
✓Airport Lounge
✓No FX Fee
✓Car Rental Insurance
·Travel Medical
✓Trip Cancellation
✓Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Hotel elite status/collection
Statement credits
Airport lounge access
Front of the Line presale tickets
Priority Pass lounge access
Access to 1,550+ airport lounges worldwide with American Express Global Lounge Collection®. Terms apply.‡
5X points on prepaid hotel bookings and flights booked directly with airlines through Amex Travel, points cap applies.‡
Up to $600 back annually ($300 back semi-annually) on select prepaid hotel bookings through American Express Travel with your Card.‡
Premium lounge access
Free first checked bag
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// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee