RBC Cash Back Preferred World Elite Mastercard

RBC · cash back · Mastercard

Canadacashbackloungecar-inspurchasewarranty

Annual fee

CA$99

Welcome bonus

CA$240

est. value

Est. 12-mo value

CA$141

bonus × ¢/pt − fee

Base ¢/pt

1.00

Foreign txn

2.5%

Benefits

4 / 10

// $240 CAD bonus − $99 fee = CA$141

Welcome Offer

Get 12% cash back for the first 3 months on up to $2,000 in total purchases. Apply by September 9, 2026.

Earn Rates

1.5All purchases (first $25k/yr)

1All purchases thereafter

Benefits & Insurance

✓Airport Lounge

·No FX Fee

✓Car Rental Insurance

·Travel Medical

·Trip Cancellation

·Flight Delay

·Mobile Insurance

✓Purchase Protection

✓Extended Warranty

·Free Checked Bags

Insurance Detail

purchase protection

BMO · CA$139/yr

CA$511

TD · CA$139/yr

CA$461

CIBC · CA$120/yr

CA$230

CIBC · CA$99/yr

CA$201

// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee