SimplyCash® Card from American Express
Annual fee
Free
Welcome bonus
CA$100
est. value
Est. 12-mo value
CA$100
bonus × ¢/pt − fee
Base ¢/pt
1.00
Foreign txn
2.5%
Benefits
3 / 10
// $100 CAD bonus = CA$100
Welcome Offer
Earn up to $100 in bonus cash back: 5% cash back on all purchases (up to $2,000) in your first 3 months
Earn Rates
2Gas
2Groceries
1.25All other purchases
Benefits & Insurance
·Airport Lounge
·No FX Fee
✓Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
·Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Statement credits
Earn up to 2% cash back on eligible gas and grocery purchases
Front of the Line presale tickets
Travel & Shopping coverage
Earn 1.25% cash back on everything else
Insurance Detail
travel accident
100000
purchase protection
11
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// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee