Student BMO CashBack® Mastercard®*
Annual fee
Free
Welcome bonus
—
none listed
Est. 12-mo value
CA$0
bonus × ¢/pt − fee
Base ¢/pt
0.67
up to 0.7¢ sweet spot
Foreign txn
2.5%
Benefits
2 / 10
Welcome Offer
Get 5% cash back in first 3 months
Earn Rates
3Groceries
1Recurring bills
0.5All other purchases
Benefits & Insurance
·Airport Lounge
·No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
·Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Statement credits
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// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee