Wealthsimple Cash Back Visa
Annual fee
Free
Welcome bonus
—
none listed
Est. 12-mo value
CA$0
bonus × ¢/pt − fee
Base ¢/pt
1.00
Foreign txn
0%
Benefits
9 / 10
Earn Rates
2All purchases
Benefits & Insurance
✓Airport Lounge
✓No FX Fee
✓Car Rental Insurance
✓Travel Medical
✓Trip Cancellation
✓Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
No FX fees
Hotel elite status/collection
Purchase protection 90 days
Metal card for $100K+ clients
Phone insurance up to $1,000
2% cash back on everything
Extended warranty
Insurance Detail
car rental
purchase protection
mobile insurance
Yes
trip cancellation
1200
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// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee