Credit cards
Picking the right Canadian card, from welcome bonuses to cash back to no FX fees.
Articles
Are credit card points and cash back taxable in Canada?
When the CRA cares about your rewards, and when it does not.
Personal finance
How credit card interest works (and how to never pay it)
Grace periods, cash advances, and the one habit that keeps your interest at zero.
Personal finance
The best cash-back credit cards in Canada
The cards that hand you money back, and how to pick the right one.
Personal finance
The best travel and rewards credit cards in Canada
The travel cards worth their fee, from earn rates to insurance and perks.
Personal finance
What your credit card's travel insurance actually covers in Canada
Reading the fine print on the coverage tucked into your card.
Personal finance
The 2.5% foreign transaction fee, and the cards that kill it
Why spending abroad costs extra, and the cards that skip the fee.
Personal finance
How to build (or rebuild) credit in Canada: a plain-language guide
The steps that actually move your score, from your first card up.
Personal finance
How to hit a credit card minimum spend without wasting a dollar
Clearing a welcome bonus threshold on spending you were doing anyway.
Personal finance
Newcomer to Canada: your first credit cards and bank accounts
First cards, first accounts, and building credit from scratch after you land.
Personal finance
Paying rent, taxes, and your mortgage with a credit card in Canada
When routing big bills through a card is worth the fee, and when it is not.
Personal finance
Points vs cash back: which actually wins for your household
How to tell whether points or cash back is the better fit for you.
Personal finance
Two-player mode: how Canadian couples double their welcome bonuses
Coordinating two people's applications to double the point hauls.
Personal finance
Airport lounge access for Canadians: how it actually works
The real ways into a lounge, and which cards get you through the door.
Travel
The Amex Aeroplan Reserve is back at its all-time-high 150,000-point welcome offer
Through July 28 new cardmembers can earn up to 150,000 Aeroplan points, the richest welcome bonus this card has ever carried.
News
Chase Sapphire Preferred refreshes its perks and brings back a 100,000-point bonus
The June refresh keeps the $95 annual fee while adding a $100 hotel credit and a Global Entry, TSA PreCheck or NEXUS credit, alongside its best-ever welcome offer.
News