Registered accounts
The tax-sheltered accounts that do the heavy lifting: TFSA, RRSP, FHSA, and RESP.
Articles
RRSP vs TFSA: the honest decision for Canadians
The marginal-rate rule that actually decides it, and why the answer is often both.
Personal finance
FHSA vs the RRSP Home Buyers' Plan for a first home
Tax-free and never repaid, or a loan from your own RRSP? Which to use, and how to stack both.
Personal finance
Where your next dollar should go: the Canadian account order
A plain-language order of operations for every extra dollar you save.
Personal finance
The FHSA playbook: Canada's most underused account
How the First Home Savings Account works and why you should open one now.
Personal finance
FHSA vs the RRSP Home Buyers' Plan: which to use for a first home
The tax-free FHSA withdrawal versus the RRSP loan you repay over 15 years, and how to use both.
Personal finance
RESP and the 20% CESG grant: the easiest guaranteed return in Canada
Why the RESP grant is free money you should not leave on the table.
Personal finance
RRSP vs TFSA: the honest decision for Canadians
A plain-language head-to-head built on the marginal-rate rule that actually decides it.
Personal finance
The Smith Manoeuvre, explained properly
How the tax-deductible mortgage strategy works, and who it actually suits.
Personal finance