Taxes
The Canadian tax angles on your money, from registered accounts to points and perks.
Articles
Are credit card points and cash back taxable in Canada?
When the CRA cares about your rewards, and when it does not.
Personal finance
RRSP vs TFSA: the honest decision for Canadians
The marginal-rate rule that actually decides it, and why the answer is often both.
Personal finance
The FHSA playbook: Canada's most underused account
How the First Home Savings Account works and why you should open one now.
Personal finance
FHSA vs the RRSP Home Buyers' Plan: which to use for a first home
The tax-free FHSA withdrawal versus the RRSP loan you repay over 15 years, and how to use both.
Personal finance
RESP and the 20% CESG grant: the easiest guaranteed return in Canada
Why the RESP grant is free money you should not leave on the table.
Personal finance
RRSP vs TFSA: the honest decision for Canadians
A plain-language head-to-head built on the marginal-rate rule that actually decides it.
Personal finance
The Smith Manoeuvre, explained properly
How the tax-deductible mortgage strategy works, and who it actually suits.
Personal finance