American Express® Business Gold Rewards Card
Annual fee
CA$199
Welcome bonus
70,000
points
Est. 12-mo value
CA$1,166
bonus × ¢/pt − fee
Base ¢/pt
1.95
up to 5.0¢ sweet spot
Foreign txn
2.5%
Benefits
5 / 10
// 70,000 pts × 1.95¢ CAD − $199 fee = CA$1,166
Welcome Offer
Earn a Welcome Bonus of up to 70,000 Membership Rewards® points.
Earn Rates
1xAll purchases
Benefits & Insurance
·Airport Lounge
·No FX Fee
✓Car Rental Insurance
·Travel Medical
·Trip Cancellation
✓Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Hotel elite status/collection
Statement credits
With Flexible Payment Option, you have options when paying your balance
Earn 10,000 bonus points each quarter when you charge $20,000 to your Card
Maximize cash flow with up to 55 interest-free days
Food delivery credits
Free first checked bag
Insurance Detail
flight delay
4
lost baggage
500
travel accident
100000
car rental
16
purchase protection
22
mobile insurance
Yes
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee