BMO Ascend World Elite®* Business Mastercard®*
Annual fee
CA$175
Welcome bonus
150,000
points
Est. 12-mo value
CA$830
bonus × ¢/pt − fee
Base ¢/pt
0.67
up to 0.7¢ sweet spot
Foreign txn
2.5%
Benefits
7 / 10
// 150,000 pts × 0.67¢ CAD − $175 fee = CA$830
Welcome Offer
Get up to 150,000 bonus BMO Rewards Points in your first year
Earn Rates
4xOffice supplies, cellphone & internet
4xGas
1.5xAll other purchases
Benefits & Insurance
✓Airport Lounge
·No FX Fee
✓Car Rental Insurance
✓Travel Medical
✓Trip Cancellation
✓Flight Delay
·Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Travel program credit (NEXUS/Global Entry)
Statement credits
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee