BMO Ascend World Elite®* Mastercard®*
Annual fee
CA$150
Welcome bonus
100,000
points
Est. 12-mo value
CA$520
bonus × ¢/pt − fee
Base ¢/pt
0.67
up to 0.7¢ sweet spot
Foreign txn
2.5%
Benefits
7 / 10
// 100,000 pts × 0.67¢ CAD − $150 fee = CA$520
Welcome Offer
Get up to $1,600 in value and annual fees waived first year
Earn Rates
5xTravel
3xDining, entertainment, recurring bills
1xAll other purchases
Benefits & Insurance
✓Airport Lounge
·No FX Fee
✓Car Rental Insurance
✓Travel Medical
✓Trip Cancellation
✓Flight Delay
·Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Food delivery credits
Travel program credit (NEXUS/Global Entry)
Airport lounge access
Statement credits
Insurance Detail
flight delay
500
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee