Business Gold Card
Annual fee
US$375
Welcome bonus
200,000
points
Est. 12-mo value
US$2,625
bonus × ¢/pt − fee
Base ¢/pt
1.50
Foreign txn
0%
Benefits
6 / 10
Welcome Offer
AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.†
Earn Rates
4xTop 2 eligible categories
3xFlights & prepaid hotels (Amex Travel)
1xAll other purchases
Benefits & Insurance
·Airport Lounge
✓No FX Fee
✓Car Rental Insurance
·Travel Medical
·Trip Cancellation
✓Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
$240 Flexible Business Credit (up to $20 per month)‡
Discover which Card with Flexible Payment Solutions is best for your business
Hotel elite status/collection
Statement credits
Airport lounge access
Front of the Line presale tickets
Priority Pass lounge access
Walmart+ Monthly Membership Credit‡
4X Points on Your Top 2 Eligible Categories Each Month. Cap Applies.‡
Premium lounge access
Free first checked bag
Similar Cards
Business Platinum Card®
US$3,605American Express · US$895/yr
Ink Business Preferred® Credit Card
US$1,205Chase · US$95/yr
Sapphire Reserve for BusinessSM Credit Card
US$1,155Chase · US$795/yr
UnitedSM Business Card
US$1,150Chase · US$150/yr
// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee