Business Platinum Card®
Annual fee
US$895
Welcome bonus
300,000
points
Est. 12-mo value
US$3,605
bonus × ¢/pt − fee
Base ¢/pt
1.50
Foreign txn
0%
Benefits
8 / 10
Welcome Offer
AS HIGH AS 300,000 Membership Rewards® Points after you spend $20,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.†
Earn Rates
5xFlights & prepaid hotels (Amex Travel)
2xSelect business categories
1xAll other purchases
Benefits & Insurance
✓Airport Lounge
✓No FX Fee
✓Car Rental Insurance
·Travel Medical
✓Trip Cancellation
✓Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Hotel elite status/collection
Statement credits
Airport lounge access
Reward Your Growth
Front of the Line presale tickets
Choose Your Color
Priority Pass lounge access
Earn 5X Membership Rewards Points on Flights and Prepaid Hotels Booked at AmexTravel.com.‡
Get 35% points back after you use Pay with Points for flights booked through Amex Travel with your selected qualifying airline. Terms and cap apply.‡
Up to $600 back annually ($300 back semi-annually) on select prepaid hotel bookings through American Express Travel.‡NEW
Premium lounge access
Free first checked bag
Similar Cards
Business Gold Card
US$2,625American Express · US$375/yr
Ink Business Preferred® Credit Card
US$1,205Chase · US$95/yr
Sapphire Reserve for BusinessSM Credit Card
US$1,155Chase · US$795/yr
UnitedSM Business Card
US$1,150Chase · US$150/yr
// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee