AERO▲·MR▲

Hilton Honors American Express Surpass® Card

American Express · points · Amex
United Statespersonalno-fx
Annual fee
US$150
Welcome bonus
130,000
points
Est. 12-mo value
US$500
bonus × ¢/pt − fee
Base ¢/pt
0.50
Foreign txn
0%
Benefits
1 / 10
Welcome Offer
130,000 Hilton Honors bonus points
Earn Rates
6xU.S. restaurants, gas & supermarkets
4xU.S. online retail
3xAll other purchases
Benefits & Insurance
·Airport Lounge
✓No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
·Mobile Insurance
·Purchase Protection
·Extended Warranty
·Free Checked Bags
Key Perks
Hotel elite status/collection
Statement credits
Earn 6X Hilton Honors Bonus Points at U.S. restaurants, U.S. gas stations, and U.S. supermarkets.‡
Airport lounge access
Front of the Line presale tickets
Earn 4X Hilton Honors Bonus Points on U.S. Online Retail Purchases.‡
Priority Pass lounge access
Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.‡
Premium lounge access
Free first checked bag
APPLY →
Similar Cards
Platinum Card®
American Express · US$895/yr
US$1,730
Chase Freedom Flex® Credit Card
Chase · no fee
US$1,500
American Express® Gold Card
American Express · US$325/yr
US$1,175
Delta SkyMiles® Gold American Express Card
American Express · no fee
US$1,080

// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee