IHG One Rewards Premier Credit Card
Annual fee
US$99
Welcome bonus
175,000
points
Est. 12-mo value
US$776
bonus × ¢/pt − fee
Base ¢/pt
0.50
Foreign txn
0%
Benefits
4 / 10
Welcome Offer
Earn up to 185,000 bonus points
Earn Rates
10xIHG Hotels and Resorts
5xTravel, dining, gas stations
3xAll other purchases
Benefits & Insurance
·Airport Lounge
✓No FX Fee
·Car Rental Insurance
·Travel Medical
✓Trip Cancellation
✓Flight Delay
·Mobile Insurance
✓Purchase Protection
·Extended Warranty
·Free Checked Bags
Key Perks
Travel program credit (NEXUS/Global Entry)
Statement credits
Food delivery credits
Subscription perks
No foreign transaction fee
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// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee