Instacart Mastercard®
Annual fee
Free
Welcome bonus
US$50
est. value
Est. 12-mo value
US$50
bonus × ¢/pt − fee
Base ¢/pt
1.00
Foreign txn
0%
Benefits
1 / 10
Welcome Offer
$50 cash back
Earn Rates
5Instacart purchases
5Chase Travel purchases
2Restaurants, gas, streaming
1All other purchases
Benefits & Insurance
·Airport Lounge
✓No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
·Mobile Insurance
·Purchase Protection
·Extended Warranty
·Free Checked Bags
Key Perks
Food delivery credits
Statement credits
No foreign transaction fee
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// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee