moi RBC Visa
Annual fee
Free
Welcome bonus
5,000
points
Est. 12-mo value
CA$90
bonus × ¢/pt − fee
Base ¢/pt
1.80
up to 3.0¢ sweet spot
Foreign txn
2.5%
Benefits
3 / 10
// 5,000 pts × 1.8¢ CAD = CA$90
Welcome Offer
Get up to 5,000 bonus Moi points - a value of $40. Apply by January 20, 2027.
Earn Rates
2xMoi partner stores
2xDining, gas & EV charging
1xAll other purchases
Benefits & Insurance
·Airport Lounge
·No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Subscription perks
Insurance Detail
mobile insurance
Yes
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee