More Rewards RBC Visa
Annual fee
Free
Welcome bonus
20,000
points
Est. 12-mo value
CA$360
bonus × ¢/pt − fee
Base ¢/pt
1.80
up to 3.0¢ sweet spot
Foreign txn
2.5%
Benefits
3 / 10
// 20,000 pts × 1.8¢ CAD = CA$360
Welcome Offer
Up to 20,000 bonus More Rewards points - a value of $30 in groceries.
Earn Rates
5xGrocery, pharmacy & partners
5xGas, EV charging & dining
3xAll other purchases
Benefits & Insurance
·Airport Lounge
·No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Subscription perks
Insurance Detail
mobile insurance
Yes
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee