PC Insiders™ World Elite® Mastercard®
Annual fee
CA$120
Welcome bonus
50,000
points
Est. 12-mo value
CA$-70
bonus × ¢/pt − fee
Base ¢/pt
0.10
Foreign txn
2.5%
Benefits
4 / 10
Welcome Offer
Earn 50,000 bonus PC Optimum Points + first year annual fee waived
Earn Rates
4Groceries
3.5Shoppers Drug Mart
1Dining, transit & everywhere else
Benefits & Insurance
·Airport Lounge
·No FX Fee
✓Car Rental Insurance
✓Travel Medical
·Trip Cancellation
·Flight Delay
·Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Statement credits
Concierge service
Insurance Detail
car rental
8
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee