PC® Mastercard®
Annual fee
Free
Welcome bonus
50,000
points
Est. 12-mo value
CA$50
bonus × ¢/pt − fee
Base ¢/pt
0.10
Foreign txn
2.5%
Benefits
2 / 10
// 50,000 pts × 0.1¢ CAD = CA$50
Welcome Offer
Earn 50,000 bonus PC Optimum points when you spend $100+ at participating stores within 60 days (apply by June 30, 2026)
Earn Rates
2.5Shoppers Drug Mart
1Groceries
1Dining, transit & everywhere else
Benefits & Insurance
·Airport Lounge
·No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
·Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Insurance Detail
car rental
8
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee