RBC ION+ Visa
Annual fee
CA$48
Welcome bonus
28,000
points
Est. 12-mo value
CA$456
bonus × ¢/pt − fee
Base ¢/pt
1.80
up to 3.0¢ sweet spot
Foreign txn
2.5%
Benefits
2 / 10
// 28,000 pts × 1.8¢ CAD − $48 fee = CA$456
Welcome Offer
Get up to 28,000 Avion points. Apply by November 4, 2026.
Earn Rates
1.5xGroceries, gas, rideshare & streaming
1xAll other purchases
Benefits & Insurance
·Airport Lounge
·No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
·Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Food delivery credits
Subscription perks
Insurance Detail
purchase protection
3
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee