Scotia Momentum® No-Fee Visa* Card
Annual fee
Free
Welcome bonus
CA$200
est. value
Est. 12-mo value
CA$200
bonus × ¢/pt − fee
Base ¢/pt
1.00
Foreign txn
2.5%
Benefits
0 / 10
// $200 CAD bonus = CA$200
Welcome Offer
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Earn Rates
1Groceries, food delivery, drugstore
1Gas, EV charging, transit
1Recurring bill payments
1Subscription services
0.5All other purchases
Benefits & Insurance
·Airport Lounge
·No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
·Mobile Insurance
·Purchase Protection
·Extended Warranty
·Free Checked Bags
Key Perks
Statement credits
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee