Scotiabank American Express® Card
Annual fee
Free
Welcome bonus
10,000
points
Est. 12-mo value
CA$100
bonus × ¢/pt − fee
Base ¢/pt
1.00
Foreign txn
2.5%
Benefits
3 / 10
// 10,000 pts × 1¢ CAD = CA$100
Welcome Offer
Earn up to 10,000 bonus Scene+ points within your first 3 months
Earn Rates
3xGroceries (Sobeys, Safeway, etc.)
2xDining, food delivery, other groceries
2xEntertainment
2xGas & transit
2xStreaming services
1xTravel
1xAll other purchases
Benefits & Insurance
·Airport Lounge
·No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
·Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Front of the Line presale tickets
Insurance Detail
purchase protection
10
mobile insurance
Yes
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee