Scotiabank Gold American Express® Card
Annual fee
CA$120
Welcome bonus
45,000
points
Est. 12-mo value
CA$330
bonus × ¢/pt − fee
Base ¢/pt
1.00
Foreign txn
0%
Benefits
9 / 10
// 45,000 pts × 1¢ CAD − $120 fee = CA$330
Welcome Offer
Earn up to $850^ in welcome offers, first year rewards and savings value, including no annual fee in your first year, and up to 45,000 bonus Scene+ points.**
Earn Rates
6xGroceries (Sobeys, Safeway, etc.)
5xDining, food delivery, other groceries
5xEntertainment
3xGas & transit
3xStreaming services
1xTravel
1xAll other purchases
Benefits & Insurance
✓Airport Lounge
✓No FX Fee
✓Car Rental Insurance
✓Travel Medical
✓Trip Cancellation
✓Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Key Perks
Airport lounge access
Front of the Line presale tickets
Priority Pass lounge access
Premium lounge access
No foreign transaction fee
Concierge service
Insurance Detail
flight delay
500
travel accident
500000
purchase protection
mobile insurance
Yes
trip cancellation
75
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// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee