Southwest Rapid Rewards® Plus Credit Card
Annual fee
US$99
Welcome bonus
20,000
points
Est. 12-mo value
US$181
bonus × ¢/pt − fee
Base ¢/pt
1.40
Foreign txn
0%
Benefits
5 / 10
Welcome Offer
Earn 80,000 bonus points
Earn Rates
2xSouthwest Airlines
2xGas stations and grocery
1xAll other purchases
Benefits & Insurance
·Airport Lounge
✓No FX Fee
·Car Rental Insurance
·Travel Medical
·Trip Cancellation
✓Flight Delay
·Mobile Insurance
✓Purchase Protection
✓Extended Warranty
✓Free Checked Bags
Key Perks
Food delivery credits
Free first checked bag
Subscription perks
No foreign transaction fee
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// last updated 2026-02-23 · est. value = welcome bonus × base ¢/pt − annual fee