TD® Aeroplan® Visa Platinum* Credit Card
Annual fee
CA$89
Welcome bonus
20,000
points
Est. 12-mo value
CA$321
bonus × ¢/pt − fee
Base ¢/pt
2.05
up to 5.0¢ sweet spot
Foreign txn
2.5%
Benefits
5 / 10
// 20,000 pts × 2.05¢ CAD − $89 fee = CA$321
Welcome Offer
Up to 20,000 Aeroplan points, plus an annual fee rebate for the first year
Earn Rates
1xGas, EV charging, grocery, Air Canada
0.67xAll other purchases
Benefits & Insurance
·Airport Lounge
·No FX Fee
✓Car Rental Insurance
·Travel Medical
·Trip Cancellation
✓Flight Delay
✓Mobile Insurance
✓Purchase Protection
✓Extended Warranty
·Free Checked Bags
Insurance Detail
lost baggage
1000
travel accident
500000
car rental
8
purchase protection
12
mobile insurance
Yes
trip cancellation
15
Similar Cards
The Platinum Card®
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American Express® Aeroplan®* Reserve Card
CA$2,476American Express · CA$599/yr
American Express® Aeroplan®* Business Reserve Card
CA$1,861American Express · CA$599/yr
Business Platinum Card® from American Express
CA$1,541American Express · CA$799/yr
// last updated 2026-06-18 · est. value = welcome bonus × base ¢/pt − annual fee