Points

When the CRA cares about your rewards, and when it does not.

The travel cards worth their fee, from earn rates to insurance and perks.

Clearing a welcome bonus threshold on spending you were doing anyway.

When routing big bills through a card is worth the fee, and when it is not.

How to tell whether points or cash back is the better fit for you.

Coordinating two people's applications to double the point hauls.

The partner redemptions where AAdvantage miles go furthest from Canada.

Where Aeroplan shines, from business class to the flat-rate stopover.

How the three alliances work and how a Canadian reaches each with points.

Moving Amex points to Aeroplan, at what ratio, and when to do it.

The best Avios redemptions and how RBC Avion feeds your balance.

The lie-flat redemptions that give Canadians the most value per point.

A repeatable method for finding award seats before you transfer a point.

Which Canadian points move to airlines and hotels, and at what ratio.

Moving RBC Avion to AAdvantage, and the sweet spots waiting on the other side.

Aer Lingus gives Canadians one of the friendliest ways into Europe on Avios, economy from roughly 13,000 points or business for about 50,000.

A worked example of the redemption Aeroplan is famous for, a lie-flat seat across the Atlantic for roughly 60,000 points one-way.

A new North American partnership lets you earn 1 Aeroplan point per $2 spent at Hudson, Dufry, and other airport shops once you link the two accounts.

A new promo hands Aeroplan members 5,000 bonus points on select San Antonio flight and hotel packages booked by July 26.

From July 1 to 5 you can collect $3 in bonus Canadian Tire Money every time you pump 25 litres or more, and there is no cap on how often you earn it.